Terms of Service
Last updated: May 15, 2026
Welcome to MindFolio.net (“we”, “us”, “our”). These Terms of Service (“Terms”) govern your access to and use of the website located at https://mindfolio.net, including all content, features, tools, calculators, and services offered through the site. By accessing or using MindFolio.net, you agree to be bound by these Terms in their entirety. If you do not agree with any part of these Terms, you must discontinue use of the site immediately.
Intellectual Property Rights
All content published on MindFolio.net, including but not limited to articles, guides, tutorials, calculator tools, graphics, logos, icons, images, audio clips, data compilations, and software, is the property of MindFolio.net or its content creators and is protected by applicable copyright, trademark, and intellectual property laws.
You may view, download, and print pages from the site for your own personal, non-commercial use, provided that you do not modify the content and you retain all copyright and proprietary notices. Any other use of materials on this site, including reproduction, modification, distribution, republication, display, or transmission of the content without prior written permission from MindFolio.net, is strictly prohibited.
The MindFolio name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of MindFolio.net. You must not use such marks without our prior written permission. All other names, logos, product and service names, designs, and slogans on this site are the trademarks of their respective owners.
User Responsibilities
By using MindFolio.net, you agree to the following responsibilities and obligations:
- You will use the site only for lawful purposes and in accordance with these Terms.
- You will not use the site in any way that violates any applicable local, national, or international law or regulation.
- You will not attempt to gain unauthorized access to any portion of the site, other accounts, computer systems, or networks connected to the site through hacking, password mining, or any other means.
- You will not use any automated system, including robots, spiders, or scrapers, to access the site for any purpose without our express written permission.
- You will not introduce any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.
- You will not interfere with or disrupt the integrity or performance of the site or the data contained therein.
- You acknowledge that any information you provide through the site, including through contact forms, is accurate and complete to the best of your knowledge.
We reserve the right to terminate or restrict your access to the site at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason at our sole discretion.
Financial Disclaimer
MindFolio.net provides content related to personal finance, investing, budgeting, and financial planning. All such content, including articles, guides, calculators, tools, and any other materials, is provided strictly for educational and informational purposes only. Nothing on this site constitutes, or is intended to constitute, professional financial advice, investment advice, tax advice, or any other form of professional counsel.
The financial information presented on MindFolio.net should not be relied upon as a substitute for consultation with qualified financial advisors, accountants, tax professionals, or other licensed professionals. You should always seek the advice of a qualified professional with any questions you may have regarding your specific financial situation, investment decisions, or tax obligations.
MindFolio.net, its authors, and its operators do not recommend or endorse any specific investments, securities, financial products, or strategies. Any examples, calculations, or scenarios presented on the site are hypothetical and are used solely for illustrative and educational purposes. Past performance discussed in any content does not guarantee future results. You acknowledge and agree that any investment or financial decisions you make are at your own risk and sole responsibility.
Disclaimer of Warranties
MindFolio.net is provided on an “as is” and “as available” basis without any warranties of any kind, whether express, implied, or statutory. To the fullest extent permitted by applicable law, we disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, and accuracy.
We do not warrant that the site will be available at all times, that access will be uninterrupted or error-free, that defects will be corrected, or that the site or the server that makes it available are free of viruses or other harmful components. We do not guarantee the accuracy, completeness, timeliness, or reliability of any content, information, or materials provided on or through the site.
Any reliance you place on information obtained from MindFolio.net is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the site, or by anyone who may be informed of any of its contents.
Limitation of Liability
To the maximum extent permitted by applicable law, in no event shall MindFolio.net, its owners, operators, authors, contributors, affiliates, or licensors be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation loss of profits, data, use, goodwill, or other intangible losses, resulting from:
- Your access to, use of, or inability to access or use the site;
- Any conduct or content of any third party on the site;
- Any content obtained from the site;
- Unauthorized access, use, or alteration of your transmissions or content;
- Any financial decisions made based on information provided on the site;
- Errors, inaccuracies, or omissions in any content, including calculator results and financial data.
This limitation of liability applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if MindFolio.net has been advised of the possibility of such damage. In jurisdictions that do not allow the exclusion or limitation of liability for consequential or incidental damages, our liability shall be limited to the greatest extent permitted by law.
In no event shall our total aggregate liability to you for all claims arising out of or relating to the use of the site exceed the amount you have paid to us, if any, for accessing the site during the twelve months preceding the claim.
Governing Law
These Terms of Service and any disputes arising out of or related to these Terms or your use of MindFolio.net shall be governed by and construed in accordance with the laws of Republic of Turkey, without regard to its conflict of law principles.
Any legal action or proceeding arising under these Terms shall be brought exclusively in the courts located in Republic of Turkey, and you hereby consent to the personal jurisdiction and venue of such courts. You agree to waive any objection to the exercise of jurisdiction over you by such courts and to venue in such courts.
If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect and enforceable.
Changes to These Terms
We reserve the right to modify or replace these Terms at any time at our sole discretion. When we make changes, we will update the “Last updated” date at the top of this page. Your continued use of MindFolio.net after any such changes constitutes your acceptance of the new Terms of Service. It is your responsibility to review these Terms periodically for changes. If you do not agree to the modified terms, you should discontinue your use of the site.
Contact
If you have any questions about these Terms of Service, please contact us through our Contact page or email us at mehmetemin213@windowslive.com.