Privacy Policy
Last updated: July 19, 2026
MindFolio.net (“MindFolio”, “we”, “us”, or “our”) publishes educational content about personal finance, saving, investing, financial literacy, and related topics. This policy explains what information may be collected when you use our website, why it may be used, with whom it may be shared, and the choices available to you.
1. Who operates MindFolio
MindFolio is an independent educational website. For privacy questions, correction requests, or data-rights requests, contact us at invest@mindfolio.net. We do not provide personalised financial, tax, legal, or investment advice through this website.
2. Information you provide
You may voluntarily provide information when you contact us or submit a form, including your name, email address, subject, message, and any information you choose to include. Please do not send account numbers, passwords, government identifiers, payment details, or sensitive financial documents through a contact form.
3. Information collected automatically
Depending on the services enabled on a particular page and your consent choices, we or our service providers may receive technical and usage information such as IP address, browser and device type, operating system, referring URL, pages viewed, approximate location, timestamps, and security or diagnostic events. We use this information in aggregate where possible and do not use the calculators to create a personal investment profile.
4. How we use information
- To operate, maintain, secure, and troubleshoot the website;
- To respond to messages, corrections, and privacy requests;
- To understand aggregate usage and improve articles, navigation, and calculators;
- To detect abuse, fraud, spam, and technical attacks;
- To comply with legal obligations; and
- Where permitted and consented to, to measure or deliver advertising.
5. Legal bases and consent
Where data-protection law applies, processing may be based on consent, legitimate interests such as website security and improvement, performance of a requested communication, or legal obligations. You can reject non-essential cookies through the consent controls shown on the site. Withdrawing consent does not affect processing that occurred before withdrawal.
6. Cookies and similar technologies
Essential cookies may be required for security, basic functionality, and remembering consent choices. Analytics, preference, and advertising technologies are non-essential where applicable and should be controlled by your consent choice. Details are available in our Cookie Policy.
7. Analytics, advertising, and third parties
MindFolio may use third-party services such as hosting, security, analytics, consent management, and advertising providers. These providers may process technical identifiers under their own policies. Google services, including Google Analytics or Google AdSense, may be enabled only where configured and permitted by consent and applicable law. We do not control third-party privacy practices and recommend reviewing their policies.
8. Contact-form and service-provider sharing
Information submitted through a form may be stored by our WordPress installation and shared with the providers needed to host, secure, deliver, or process that form. We do not sell personal information in the ordinary meaning of that term. We may disclose information when reasonably necessary to protect the site, enforce our terms, respond to lawful requests, or protect rights and safety.
9. Retention and security
We retain information only for as long as reasonably necessary for the purpose collected, ongoing correspondence, security, dispute resolution, and legal obligations. No internet transmission or storage system is guaranteed to be completely secure. Do not submit information that is not necessary for your request.
10. International processing
MindFolio and its service providers may process information in countries different from your own. Where required, appropriate safeguards or lawful transfer mechanisms are used by the relevant provider.
11. Your privacy rights
Depending on your location, you may have rights to access, correct, delete, restrict, object to, or receive a copy of certain personal information, and to withdraw consent. Send a request to invest@mindfolio.net. We may need to verify your identity and may have to retain limited information where the law requires it.
12. Children
MindFolio is not directed to children under the age required by applicable law, and we do not knowingly request personal information from children. Contact us if you believe a child has submitted information.
13. Third-party links and changes
Our pages may link to external websites. Their content and privacy practices are outside our control. We may update this policy when our services, technology, or legal obligations change. The latest version will always be posted on this page.
14. Contact
Privacy questions and requests: invest@mindfolio.net.