Retirement Calculator
Estimate how much you will have saved by the time you retire.
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Use our free calculators to plan your investments and see potential returns.
How Much Do You Need to Retire?
Retirement planning is one of the most important financial decisions you’ll make. This calculator helps you estimate your total retirement savings based on your current situation.
How to Use This Calculator
Enter your current age, target retirement age, current savings, monthly contribution, and expected annual return. The calculator instantly shows your projected retirement savings.
The Power of Starting Early
A 25-year-old investing $500/month at 7% return will have approximately $1.2 million by age 65.
A 35-year-old with the same plan will have approximately $567,000.
That 10-year head start nearly doubles the result — thanks to Compound Interest? The Ultimate Guide with Examples">Compound Interest Calculator">compound interest.
How Much Should You Save for Retirement?
A common guideline is the 15% rule — save at least 15% of your pre-tax income for retirement. However, the right amount depends on:
Your desired retirement lifestyle
Expected Social Security benefits
Other income sources (rental income, pensions)
Healthcare costs